Loveland Workers' Comp & Personal Injury Attorney
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Bad Faith Insurance Claims Standing Up To Insurance Companies, Corporations, & Employers

Loveland Bad Faith Insurance Attorneys

Helping Clients with Workers’ Compensation & Personal Injury Claims

Although you make your insurance payments on time every month, it does not necessarily mean your insurer will always cover your accident or injury expenses. The same thing goes for your employer after you have suffered an injury. Even though you are entitled to workers’ compensation benefits for work-related injuries, your employer and their insurer might not be willing to pay for your injury expenses. When an insurance company or employer refuses to pay your claim, even though it has merit, they are acting in “bad faith.”

Bad Faith Workers’ Compensation Claims

When your claim is unjustly denied and you are unable to return to work, you can be left in a compromising positon. Medical expenses for your injury and other payments you are responsible for can build up, leaving you in a substantial amount of debt. If you have a valid workers’ comp claim that has been delayed or denied, you should call us today to find out how we can help you obtain the compensation you deserve.

Common examples of bad faith actions in workers’ comp cases include:

  • Disputing or delaying an injured worker’s benefits without providing a valid rationale for the decision
  • Coercing an injured worker into accepting a settlement that is less that what they are entitled to
  • Refusing to pay out a benefit award
  • Stopping payments for essential medical care
  • Keeping benefits from a worker while they appeal a decision

Bad Faith Personal Injury Claims

You pay for insurance so that you can have peace of mind when you need it most, and the last thing you want to deal with after an accident is a dispute over the amount of compensation you are entitled to. Our team of attorneys are here to help you hold your insurance company accountable and secure the financial compensation that you deserve. We will handle every aspect of your case and guide you through the entire legal process to ensure that your rights and interests are fully protected.

Insurance Companies Have a Legal Duty to Policyholders

Insurance companies are required to fulfill the following duties for policyholders:

  • Duty to Investigate: Your insurer must properly investigate your claim and present you with what they find. If there are unreasonable delays or your insurer refuses to investigate your claim, you can file a bad faith claim.
  • Duty to Indemnify: Insurance companies have a legal duty to pay a settlement agreement or judgment that has been made against them.
  • Duty to Defend: Your insurance company is supposed to defend you if someone makes a claim against you. Failing to do so can result in a bad faith insurance lawsuit.
  • Duty to Settle Reasonably: Insurers can be found guilty of breaching their duty to settle reasonably if a company refuses to settle a claim in order to reduce liability at trial.

Our attorneys can assist you with your bad faith insurance claim for the following types of insurance policies:

  • Life Insurance
  • Disability Insurance
  • Health Insurance
  • Workers' Compensation Insurance
  • Long-Term Care Insurance
  • Uninsured Motorist Insurance
  • Property Insurance
  • Specialty Insurance
  • Accidental Death & Dismemberment Insurance

Speak to a Bad Faith Lawyer Today

Do you need help filing a lawsuit against an insurance company or employer that has acted in bad faith? If so, you should consult with our legal team to discuss your rights under the law. We can review the details of your case and build a strong legal strategy that will protect your rights and allow us to recover the maximum amount of compensation you are entitled to. Let us put our skills and resources to work for you.

Call (970) 667-2898 to schedule your free consultation with a bad faith insurance attorney in Loveland.

Recent Testimonials
From Happy Clients

  • I would choose Busch Law every time for both disability cases and personal injury.

    “They took my disability case when others might not have due to my young age. Fifteen minutes in court and the judge decided in our favor. They were knowledgeable and professional. I would choose Busch Law every time for both disability cases and personal injury.”


  • We value your opinion and your services.

    “In response to a thank you note for client referrals, a doctor’s office representative explained why patients are referred to the Busch Law Offices: “We refer because we know you do a good, thorough job. You care about your clients and your [sic] honest. We value your opinion and your services.””

    Lori Van Skike, Clinic Administrator, GeneralCare Medical Clinic

  • Thank you both so much for helping me get back to being me.

    “Brett and Liz were so helpful and compassionate, I needed help and understanding with my workers comp clam and this was the only place I found it. Thank you both so much for helping me get back to being me.”


  • There really aren’t any words to express how grateful & appreciative I am.

    “There really aren’t any words to express how grateful & appreciative I am. You are the proverbial “knight in shining armor” for my son and I. Also, again thank your son for all of his hard work. Best wishes to you and your family. Have a Great New Year.”


  • You were a God send.

    “Thanks Brett....what you did for is the last 2 years were a God send and above and beyond your call of duty having to put up with and all my confusion and patience on your end. You and your staff are wonderful people that I believe truly want to help and not just for the money. It feels like I list a friend after closing my case and no more communication. You will always be a good memory. If you treat everyone like you did me you will always be a success. Merry Christmas”